Articles
Should I Pay Off Debt or Build an Emergency Fund First?
When it comes to managing your finances, the question of “Should I pay off debt or build an emergency fund first?” is one that many of us face. It’s a
Can I Spend My Entire Super and Then Get the Age Pension?
Planning your retirement is all about striking the right balance between enjoying your hard-earned savings and ensuring a secure, comfortable future. Many West Australians wonder if they can spend down
Should You Be Topping Up Your Super?
We often get asked, “Should I be topping up my super?” It’s a common question among many of our clients here in Perth, particularly as they begin to plan for
Pareto Principle in Financial Planning: 80/20 Rule
The Pareto Principle, sometimes referred to as the 80/20 rule, might be familiar to some of you, while it may be new to others. This concept suggests that 80% of
Superannuation vs. Age Pension: What’s the Difference?
As you approach retirement, understanding the differences between superannuation and the Age Pension becomes vital for your financial planning. These are two primary sources of income for Australian retirees, but
The 4% Rule for Retirement Withdrawals: Is It Relevant for Australians?
When planning for retirement, many financial experts reference the 4% Rule – a popular guideline for determining how much you can safely withdraw from your retirement savings. But does this
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